Customer
Wallet, supported asset, network, and checkout clarity
01
Collect
Accept digital dollars without turning finance into a crypto desk.
Choose the customer experience, settlement currency, refund model, and accounting record before choosing a provider.
First questionWhat should your business receive after the customer pays?
Decision signals
When this path deserves investigation.
- 01
Customers already ask to pay from crypto wallets.
- 02
International card acceptance or chargeback exposure creates friction.
- 03
You want fiat settlement rather than direct crypto custody.
- 04
Checkout and order reconciliation must remain familiar.
Operating stack
Four layers that must agree.
A provider can cover several layers, but the business still needs an owner and evidence for each one.
Gateway
Quote, payment detection, conversion, and refund workflow
Settlement
Fiat, stablecoin, timing, and bank withdrawal
Record
Order ID, transaction evidence, fees, and ledger mapping
Risk register starter
What could make the flow fail?
Use these as investigation prompts. They are not a complete legal, security, accounting, or compliance assessment.
- R01Unsupported wallets, networks, regions, or customer types
- R02Refund and customer-support ambiguity
- R03Poor reconciliation between order, provider, bank, and ledger
- R04Assuming fiat settlement removes every reporting obligation
Provider starting set
Different operating models, not a ranked list.
Stripe
Stablecoin checkout and financial-account capabilities inside a familiar payments platform.
Coinbase Business
A business account combining stablecoin payments, trading, custody, and bank transfers.
BitPay
Crypto checkout, email invoicing, and payout tools with fiat-settlement options.
Triple-A
Checkout, invoice, stablecoin payout, and local-currency payout capabilities across multiple markets.
BVNK
Enterprise infrastructure for sending, receiving, converting, and storing fiat and stablecoins.
Build the brief
Research before the demo.
01Receiving money
How to accept stablecoins without putting crypto on your balance sheet
Separate what the customer pays from what the business ultimately receives.
7 min read02Business caseStablecoin, card, ACH, or wire? Start with the payment problem.
A decision framework for identifying where digital dollars may help and where established rails remain the better choice.
8 min read03RecordsThe accounting controls to design before receiving digital assets
Connect the transaction, valuation, approval, wallet, provider, and ledger records from the beginning.
10 min read